WITNESS LIST

            Oversight of Windstorm Insurance

            November 1, 2012 10:00 AM

            Audit of Texas Windstorm Insurance Association

                  ON:

                                 Collier, Lisa  State Auditor's Office  (also providing written testimony) (State Auditor's

                                 Office), Austin, TX

            Ceding

                  ON:

                                 Freudenburg, Henry  Insurance  (also providing written testimony) (Coastal Windstorm

                                 Insurance Coalition), Galveston, TX

            Texas Hurricane  Risk

                  ON:

                                 Crump, David  Insurance Sales  (also providing written testimony)  (Self), Austin, TX

            Texas Windstorm

                  ON:

                                 Hayden, Courtney  Movie Theater Owner/City Council Member (The City of South Padre

                                 Island), South Padre Island, TX

            Texas Windstorm Ins. Association

                  ON:

                                 Carter, Ben  Sr. Auditor (State Auditor's Office), Austin, TX

            Texas Windstorm Insurance Association

                  ON:

                                 Simon, Michael  Managing Senior Auditor (State Auditor's Office), Austin, TX

            Texas windstorm rates

                  AGAINST:

                                 Perkins, Peter  Mayor  (Self), Ingleside, TX

            TWI Wind Storm

                  ON:

                                 White, Mike  (AGC of Southeast Tx), Orange, TX

            TWIA

                  ON:

                                 Basco, Irby  General Contractor (Basco Const. Inc. and AGC Southeast Texas), Nederland,

                                 TX

                                 Polak, John  General Manager, TWIA  (also providing written testimony) (TWIA), Austin,

                                 TX

            TWIA Reform

                  ON:

                                 Martin, Mark  Insurance Agent  (Self), Beaumont, TX

            TWIA Windstorm

                  ON:

                                 Neild, John  General Contractor (AGC of SETEX, HB Neild and Sons Inc), Beaumont, TX

            Windstorm

                  FOR:

                                 Schwartz, A. R. Babe  Atty (Galveston Windstorm Coalition), Austin, TX


                                                                              WITNESS LIST

            Oversight of Windstorm Insurance

            November 1, 2012 10:00 AM

                  ON:

                                 Coalter, Robert  Executive Director, TPFA  (also providing written testimony) (TPFA),

                                 Austin, TX

                                 Drenner, Julie  Attorney  (also providing written testimony) (R Street Institute), Austin, TX

                                 Kitzman, Eleanor  Commissioner of Insurance  (also providing written testimony) (TDI),

                                 Austin, TX

                                 McMillin, Elizabeth  Property & Casualty Insurance Agent (SMI Insurance Agency),

                                 Galveston, TX

                                 Zapp, Lee Otis  Retired Independent Insurance Agent  (also providing written testimony)

                                 (Galveston  Windstorm Insurance Coalition), Galveston, TX

                  Registering, but not testifying:

                  ON:

                                 Castro, Desiree  Corpus Christi Chamber of Commerce (CC Chamber), Corpus Christi, TX

            Windstorm Ins

                  ON:

                                 Branick, Jeff  County Judge, Jefferson County (Jefferson County citizens), Beaumont, TX

            Windstorm Insurance

                  FOR:

                                 Rich, Jim  President, Greater Beaumont Chamber (Beaumont Business Community),

                                 Beaumont, TX

                  ON:

                                 Ray, Mark  Independent Insurance Agent  (also providing written testimony) (Independent

                                 Insurance Agents of Texas), Corpus Christi, TX